The Maldives are located in the western part of the Indian tectonic plate, which has a transform boundary with the Arabian plate and a divergent boundary with Africa. The Indian tectonic plate continues to shift northeast into the Eurasian plate, resulting in 2 mm of landmass lost per year. The Maldives are typically not prone to earthquakes, although southern parts of the country, like Seenu, Gaafu, Alifu, etc., have a higher likelihood. It would be more likely to feel the aftershocks of earthquakes potentially nearby.


The Maldives were actually a result of two plated ramming into each other. India began to move up North and banged itself into Asia, which resulted in where India is located now and Africa was not too far behind. This Indian tectonic shift opened a rift in the Earth's crust, which allowed the formation of volcanic peaks to grow and rise out of the Indian Ocean. This mountain range of volcanoes (the Maldives Ridge) spans just about 1,300 miles and is what created the Maldives.
References:
https://dtmag.com/thelibrary/the-maldives-jewels-of-the-indian-ocean/#:~:text=The%20Maldives%20were%20created%20from,after%20the%20India%2FAsia%20pileup.
https://www.ndtv.com/science/indian-tectonic-plate-moving-below-himalayas-could-be-splitting-tibet-study-4928539
https://nctr.pmel.noaa.gov/education/ITTI/usgs/seismic-tsunami-training-maldives/Tsunami_&_EQ.ppt
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